Build Homes and Partnerships Your Buyers Will Love

Work with a lending partner that understands and specializes in offering financing solutions for New Build Construction. Change Home Mortgage allows you to open your new homes to a plethora of prime borrowers that other lenders and banks aren't able to help. With no maximum exposure limits and more than just traditional financing options, Change is here to help you fill your new tracts... one closed loan at a time!

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Partner with America's Largest Non-QM Lender

Change Home Mortgage brings innovation to home lending by offering an impressive array of lending products to service the diverse lives of America’s homebuyers.

We believe everyone deserves fair and equal financial access to achieve their homeownership dream. We offer not only agency and government loans but proprietary products that are breaking down the barriers to homeownership for underserved and underrepresented communities and borrowers — from Black, Latino, and low-to-moderate income borrowers to today’s growing gig workforce of freelancers, contractors and small business owners.

As a Community Development Financial Institution (CDFI), we are certified by the United States Department of the Treasury to develop customized loan programs for traditional and non-traditional homebuyers and investors. Our programs are tailor-made to serve W-2 employees, as well as freelancers, contractors, gig workers, small business owners, real estate investors, retirees, and many others. 



Put simply, Change grants your clients access to a diverse lending program portfolio that offers extra flexibility to borrowers who need unique home financing solutions while still serving buyers who fit the traditional home mortgage mold. Provide home financing options to your clients, and know that they’ll be working with a lender experienced in supplying the best financing options to meet their needs. From there, you can focus on what matters most: Keeping your client’s assets under management performing well!

We’re ready to go when you are!

Change Home Mortgage Loan Officers have experience with new build transactions and understand what it takes to get your deals closed on time. Not only do we give your buyers access to a full suite of traditional and non-traditional portfolio of lending programs, but we also have the tools to help them close on time. Change offers...

  • Flexible documentation options for...

  • Self-employed

  • Small business owners

  • Gig-workers

  • Retirees

  • ...and more!

  • Tight turnaround capability for necessary preapproval documentation

  • Partnerships with local and national appraisal management companies to ensure speed and quality

  • Bridge loan options to alleviate the pressure of purchase contingencies