Your Mortgage
Fast & Easy

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve.

YOUR MORTGAGE
FAST & EASY

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve.

Your mortgage
fast & Easy

Change Offers Traditional and Non-Traditional Loans that Fit Your Unique Needs

READY TO BUY?

Our mortgage advisors are here to help you in every step.

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WE SERVE PRIME
BORROWERS OTHERS CAN'T
FAST & EASY

Change Home Mortgage understands borrowers are different.
That’s why our loan programs are as diverse as the borrowers we serve.

Traditional Borrowers
  • W2 Employees
  • Full Tax Returns
  • 3+ year Consistent Employment
  • Stable Monthly Income
Non-Traditional Borrowers
  • Freelancers
  • Self Employed
  • Gig Workers and All Cash Businesses
  • Contract Employees
  • Real Estate Investors
  • Immigrants
  • Gaps in Employment
Investors
  • Real Estate Investors
  • Fix and Flip
  • Non-Profits
  • Affordable Housing
  • Foreign Nationals

contact a mortgage advisor today or
call (833) CHM-0123

Our Track Record

$25 Billion

LOANS FUNDED

100,000

BORROWERS

A

INVESTMENT GRADE CREDIT RATING

PROVIDING Equal Access to the

American Dream

"Being a first-time homebuyer comes with its own set of challenges, facing the unknown, getting the required documents, and trying to decide what loan product best meets our needs. We contacted Change and our fears were immediately put to rest.”

- Toi

"When it came time for my husband and I to do a refi of our own home, it was a no brainer. I knew that Change would take care of us and put us in the best possible position. They made the process very easy from start to finish, despite COVID.”

- Kristin

“When we first decided to buy our first home, we were initially afraid of the process. Once we decided on the neighborhood we wanted to live in, we talked to quite a few neighbors in the area, and they all recommended Change. The team did an outstanding job of educating us on the process of buying a house from start to finish. We are currently living our best lives in our dream home, thanks to Change.”

- James

Our Organization

We offer a full range of financial services to help diverse underserved and underbanked consumers reach their financial goals

Change Home Mortgage provides financing solutions to all of America’s diverse homeowners and communities. Homeownership is the symbol of the American Dream, the cornerstone of wealth creation, a solution to the cycle of poverty, and a stabilizing force for working families. Our role as trusted advisors and passionate advocates is to help all American families and communities achieve homeownership, fairly and responsibly.

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Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

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Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

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Change AMC assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

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An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.  

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Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

learn more

Change Home Mortgage provides financing solutions to all of America’s diverse homeowners and communities.Homeownership is the symbol of the American Dream, the cornerstone of wealth creation, a solution to the cycle of poverty, and a stabilizing force for working families. Our role as trusted advisors and passionate advocates is to help all American families and communities achieve homeownership, fairly and responsibly.

Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

Change AMC assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.communities by purchasing high quality CRA loans.

Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

Awarded Best

Place to Work

Awarded Best Place to Work

We’re only as good as our people and our people are the best!
Join Our team
California Consumer Privacy Act – Employee Notice at Collection

contact a mortgage advisor today or
call (833) CHM-0123

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
16845 Von Karman Avenue, Suite 200
Irvine, CA 92606
(833) CHM-0123

Change Lending, LLC, dba Change Home Mortgage (“CHM”), is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606. (833) CHM-0123. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. For other states, click here. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. All programs are not available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. CHM AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY.
© 2021. Change Lending, LLC. All rights reserved.