ABOUT OUR COMMITMENT TO COMMUNITIES.

OUR MISSION

Our Core Values
Good People Do
Good Work

The values we live everyday drive our success, underlie our customers’ gratification, and fulfill the dream of home ownership.

Teamwork
Service
Respect
Transparency
Accountability

CDFI CERTIFIED

We believe in the power of home.

At Change Home Mortgage, we believe in the power of home. But not everyone who dreams of buying a home is able when faced with the stringent requirements of traditional lending. At Change, we want to find solutions to your unique needs and help you get into the home of your dreams. We are a certified Community Development Financial Institution (CDFI), which enables us to turn your dreams into reality.

As a CDFI-certified lender, Change Home Mortgage offers a variety of traditional and non-traditional products for the self-employed, cash-business owners and various other borrowers who want to invest in their neighborhoods where opportunities may be limited otherwise. Change Home Mortgage is one of about 1,000 CDFIs operating nationwide.

Our CDFI status enables us to help borrowers in underbanked communities get the financing they need to invest in their communities and have a place to call home. We are here for you.

Change Home Mortgage makes the dream of homeownership possible for people in the diverse communities we serve. Through a variety of traditional and non-traditional mortgage products, we empower borrowers to invest in their homes, their communities, and their future.

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Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

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Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

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Change Appraisal assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

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An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.  

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Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

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Commerce Home Loans makes the dream of homeownership possible for people in the diverse communities we serve. Through a variety of traditional and non-traditional mortgage products, we empower borrowers to invest in their homes, their communities, and their future.

Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

Change Appraisal assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.communities by purchasing high quality CRA loans.

Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

Awarded Best

Place to Work

Awarded Best Place to Work

We’re only as good as our people and our people are the best!
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16845 Von Karman Avenue, Suite 200
Irvine, CA 92606
(833) CHM-0123

Change Lending, LLC, dba Change Home Mortgage (“CHM”), is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606. (833) CHM-0123. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. For other states, click here. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. All programs are not available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. CHM AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY.
© 2021. Change Lending, LLC. All rights reserved.