Traditional vs.

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Traditional vs.
Non traditional

Change Home Mortgage offers traditional and non-traditional mortgages to a diverse range of borrowers, each with their own set of needs and expectations. Borrowers who seek traditional mortgages and meet the qualifying requirements will find everything from VA loans to conventional mortgages with excellent low rates. If strict qualifying requirements become a barrier, our non-traditional loans give deserving buyers alternative ways to qualify.

As a proud Community Development Financial Institution (CDFI), we help all kinds of people buy or refinance their homes. Change Home Mortgages offers more flexible mortgage options than typical private lenders, making the dream of homeownership a reality for more families.

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Community Mortgage
Prime Plus
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Every Borrower Is Different.
Which One are You?

Conventional Loan
Prime Plus Loan
Investor Loan
Community or Alt-Doc Loan
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16845 Von Karman Avenue, Suite 200
Irvine, CA 92606
(833) CHM-0123

Change Lending, LLC, dba Change Home Mortgage (“CHM”), is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606. (833) CHM-0123. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – licensed by the N.J. Department of Banking and Insurance; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. For other states, click here. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. All programs are not available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. CHM AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY.
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