Sales Manager
NMLS #
1250010
Email:
kgaldamez@changemtg.com
Direct:
(650) 302-6527
Cell:
Hi! I’m Katherine Galdamez, a Senior Mortgage Advisor and Sales Manager at Change Home Mortgage. With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate.
As someone who grew up in this business, I’ve seen the power homeownership can have on people’s lives—not just financially, but emotionally and generationally. That’s why I approach every client with heart and a clear plan. Whether you’re buying your first home, investing in your second, or exploring down payment assistance programs, I’m here to guide you every step of the way.
My specialty lies in breaking down complex lending options into easy-to-understand choices. I believe in building trust through education, transparency, and tailored solutions that actually make sense for your lifestyle and goals.
Based in Pleasant Hill, I proudly serve clients all over California and beyond. I'm bilingual (English/Spanish) and especially enjoy helping first-time buyers and families who never thought homeownership was possible.
When I'm not working with clients, I love spending time with my husband, our young son, and our two dogs—whether that’s gardening, hiking, or running around outdoors.
If you're looking for a mortgage advisor who brings experience, strategy, and a personal touch—I’d love to connect.
Office:
(925) 917-9713
NMLS #
1845564
Branch is licensed & authorized to do business in:
AK, AL, CA, CT, FL, ID, IA, MD, ME, NC, NJ, NM, OH, OK, OR, SC, TX, VA, WA, WI
View Branch
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2022. Change Lending, LLC. All rights reserved.