Mary Pennel, MA

Sales Manager / Senior Mortgage Advisor
NMLS #
305513
Pleasant Hill
View Branch
(408) 316-4562
(925) 361-3049
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About

Mary

Specializing in creative financing and working with high-net-worth individuals, Mary has been a dedicated Mortgage Consultant in the San Francisco Bay Area and Southern California for over 20 years. As a seasoned professional, she has assisted thousands of buyers in achieving their dream of homeownership.

Mary is proficient in providing sound financial leadership, guidance, and resources that enable her clients to obtain the best financing for their individual needs.  With access to a vast range of products, Mary has maintained her place as a top producing authority in the industry, committed to guiding her clients through the most significant financial decision one can make.

Mary holds a B.A. from the University of California and an M.A. from Santa Clara University.

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Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; IL:MB.6761600, Division of Banking Illinois Dept of Financial and Professional Regulation; 555 West Monroe St, 5th Flr; Chicago,IL 6066, 1-888-473-4858; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2026. Change Lending, LLC. All rights reserved.