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Nick Kreager

Regional Vice President

NMLS #

1294451

Email:

nkreager@changemtg.com

Direct:

(512) 771-9431

Cell:

(512) 771-9431

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My job is accomplished when I have found the optimal solution for my clients to tailor-make their loan to fit their needs. I am passionate about taking an out-of-the-box approach to show clients how we can better prepare them for long-term financial success through our innovative and service-oriented lending unlike any other.

I am a disruptor to the traditional way of thinking when it comes to mortgage lending. I received my Bachelor’s Degree in finance from the University of Texas at Austin in 2007 and have worked in a variety of finance-related jobs and industries ever since. I previously worked with an oil and gas financial hedge consulting firm, using derivative contracts to help producers protect their risk from oil price volatility. These experiences have helped shape my way of thinking about lending and have led to me use many tools and strategies to help clients achieve the optimal home financing solution that will set them up for long term success. I specialize in government, conventional, and niche products. At the end of the day, nothing is more rewarding than helping to financially prepare and educate a client to build stronger wealth through homeownership.

Sugar Land

Office:

NMLS #

2162326

Licensed and authorized to do business in:

AZ, CA, NM, TX

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175 N Riverview Drive, Suite C
Anaheim, CA 92808
(833) CHM-0123

Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2024. Change Lending, LLC. All rights reserved.