Branch Manager
NMLS #
1326818
Email:
rmontes@changemtg.com
Direct:
(714) 316-0229
Cell:
(818) 903-5628
Licensed In: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MD, MN, MI, MT, NE, NV, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SC,TN, TX, UT, VA, VT, WA, WI, WY
Helping you achieve homeownership with personalized mortgage solutions.
With 13 years of experience, my mortgage career began in the Wholesale, Correspondent, and AOT Channels, eventually leading to Loan Origination.
I specialize in matching borrowers with tailored mortgage programs, including Jumbo, FHA, VA, USDA, Fannie and Freddie, and Non- Traditional loans. My Focus is always on understanding your unique needs and long-term goals to ensure a smooth and successful experience.
I understand that financing a home is just one part of your overall financial stability. My goal is not just to complete a transaction but to guide you toward building lasting financial security.
When I am not originating loans, you can find me on the sports fields coaching my kids' baseball and soccer teams. Alternatively, I enjoy and early morning surf, or spending the day on the golf course.
Office:
(949) 868-6539
NMLS #
1839
Branch is licensed & authorized to do business in:
AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MD, MN, MI, MT, NE, NV, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SC,TN, TX, UT, VA, WA, WI, WY
View Branch
Helping you achieve homeownership with personalized mortgage solutions.
With 13 years of experience, my mortgage career began in the Wholesale, Correspondent, and AOT Channels, eventually leading to Loan Origination.
I specialize in matching borrowers with tailored mortgage programs, including Jumbo, FHA, VA, USDA, Fannie and Freddie, and Non- Traditional loans. My Focus is always on understanding your unique needs and long-term goals to ensure a smooth and successful experience.
I understand that financing a home is just one part of your overall financial stability. My goal is not just to complete a transaction but to guide you toward building lasting financial security.
When I am not originating loans, you can find me on the sports fields coaching my kids' baseball and soccer teams. Alternatively, I enjoy and early morning surf, or spending the day on the golf course.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2022. Change Lending, LLC. All rights reserved.