Community Mortgage
Qualify for a Loan up to $2 Million
in 3 Fast & Easy Steps
Why Choose a Community Loan?
- No employment disclosure required – Ideal for self-employed or variable income borrowers
- No income documentation required – Qualify without traditional pay stubs or tax returns
- Primary residence only – Designed for owner-occupied homes
- 30-day asset seasoning – Faster access to your funds
- Loan amounts up to $2 million – Financing for higher-priced homes
- Up to 80% LTV – Competitive leverage without rigid overlays
- Cash-out options available – Access equity when it makes sense
- Reserves as low as 6 months – More flexible qualification
- FICO starting at 680 – Reasonable credit standards
- Confirm LTV
- Confirm FICO
- Verify Reserves
Not sure if a Community Mortgage Loan is right for you?
Our advisors will help you compare options and find the best fit for your situation.
Contact A Mortgage Advisor*The Community Mortgage loan program is not available in DC, MD, ME, NV, PA, WA, or WV. CO: All loan transactions require fully executed CO LO Reasonable Inquiry Attestation and HUD Counseling Certification from the Colorado Housing Assistance Corporation. IL: Allowed provided payment is based on fully indexed rate. TX 50(a)(6) not permitted.
