Conventional
Loans
Flexible financing with low down payment options for today’s qualified buyers
Why Choose a Conventional Loan?
- Low Down Payment – Options starting as low as 3% down
- Competitive Rates – Designed to save you money over time
- Flexible Options – Loan terms that fit your lifestyle
- Fewer Restrictions – More flexibility than many government programs
Fannie Mae’s 97% Financing Solution
A popular conventional option designed to help buyers purchase with less cash upfront.
- Loan amounts up to conforming limits (High Balance up to 95%)
- Credit scores starting at 620
- Gifted funds allowed for down payment & reserves
- Fixed or ARM options available
- Condos and single-family homes eligible
- No homebuyer education required
- First-time buyer? You’re eligible!
- Refinancing? We’ll help you check Fannie Mae ownership
Not sure if a Conventional Loan is right for you?
Our advisors will help you compare options and find the best fit for your situation.
Contact A Mortgage Advisor