Investor

Qualify for a Loan up to $2.5 Million
Based on Rental Property Cash Flow

Why Choose an Investor Loan?

  • Large deposits do not need to be sourced
  • Vest in LLC
  • 2-4 units and condos allowed
  • Up to $2.5 million loan amounts
  • Reserves from 3 months
  • Cash-out can be used as reserves
  • Texas cash-out permitted
  • Gift funds allowed
  • Interest-only payments available
  • Short-term rental income permitted 
  • First-time investor OK
  • ADU income permitted
  • Crypto assets accepted once converted to U.S. dollars
  • Non-warrantable condos permitted 

Not sure if an Investor Loan is right for you?

Our advisors will help you compare options and find the best fit for your situation.
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Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; IL:MB.6761600, Division of Banking Illinois Dept of Financial and Professional Regulation; 555 West Monroe St, 5th Flr; Chicago,IL 6066, 1-888-473-4858; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2026. Change Lending, LLC. All rights reserved.