Mortgage Education & Market Insights

Articles and resources to help you
navigate today’s mortgage landscape.
Modern white house and green lawn seen through a keyhole-shaped cutout on a newspaper page filled with black-and-white house photos and text.

From Renting to Owning: Navigating Mortgage vs Rent in Today’s Market

January 5, 2026
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Insights
Explore what to expect when comparing mortgage vs rent and discover how to make a smooth, informed move into owning your first home.

What is a Mortgagee: Understanding Their Role in the Home Loan Process

November 12, 2025
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Insights
Discover what a mortgagee is and how they manage home loans. Learn how understanding their role helps you navigate financing with confidence.

Understanding Debt to Income Ratio for Mortgage & Why It Matters

October 21, 2025
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Insights
Learn to calculate your debt to income ratio for mortgage approval and ways to improve it before applying. Get top strategies to qualify for a great deal.

What Are FHA Loans & How Do They Work?

September 2, 2025
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Insights
FHA loans are government-backed mortgages offering low down payments and easier qualification. Learn more about Change Home Mortgage's FHA mortgage options.

How to Find the Best Mortgage Advisor

September 2, 2025
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Insights
Discover how to find the best mortgage advisor who understands your needs, navigates the mortgage process to work for you, and secures the best rates.

What Is a Mortgage Loan Officer? A Complete Guide for Retail Lenders

August 7, 2025
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Insights
Learn what a mortgage loan officer does and how they guide homebuyers. Change Home Mortgage offers the best mortgage loan officers to find you the perfect fit!

Treasury reaffirms important regulatory exemptions for CDFIs

August 7, 2025
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Insights
The United States Department of Treasury recently adopted new rules for Community Development Financial Institutions (CDFI).

Bank Statement Loans: What Are They & Why They Matter

August 7, 2025
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Insights
Discover how bank statement loans can simplify home financing for self-employed buyers. Get the flexibility you need—without traditional income docs.

Traditional Mortgages vs. Non-Traditional Mortgages: A Complete Guide

June 25, 2025
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Insights
Learn the differences between traditional mortgages and non-traditional mortgage alternatives such as jumbo mortgages, and home loans for self-employed buyers.
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Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; IL:MB.6761600, Division of Banking Illinois Dept of Financial and Professional Regulation; 555 West Monroe St, 5th Flr; Chicago,IL 6066, 1-888-473-4858; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2026. Change Lending, LLC. All rights reserved.