Mortgage Education & Market Insights

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White Paper Improved Opportunities for Bank-CDFI Partnerships Under New CRA Rules

December 11, 2024
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Significant changes to the Community Reinvestment Act (CRA) are set to take effect in 2026. The new rules will make purchasing CRA-eligible loans from a Community Development Financial Institution (CDFI) easier and more advantageous for banks than it was in the past. Read on to learn about the five key changes in the CRA rules and everything else banks need to know, in addition to how to adapt and achieve higher levels of success under the new rules.

Change Lending and Framework Homeownership Launch CDFI-Compliant Course for Future Homebuyers

September 25, 2024
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Change Lending and Framework® Homeownership are proud to announce the launch of the Change Lending’s Future Homebuyer Course

Change Lending Names Madison Simm Chief Financial Officer

June 25, 2024
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Change Lending is pleased to announce the appointment of Madison Simm as its Chief Financial Officer (“CFO”). Madison brings a wealth of experience and a proven track record of success in residential mortgage lending, servicing, and capital markets that will support Change Lending’s strategic growth in these areas.

Private equity and insurance companies piling into residential mortgages

May 22, 2024
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Private equity and insurance companies are diving back into residential mortgages, driven by strong macro factors and federal support! Discover how these investments are reshaping

Change Lending Becomes a Member of the Federal Home Loan Bank of San Francisco

May 11, 2024
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Change Lending Becomes a Member of the Federal Home Loan Bank of San Francisco

Change Lending Approved for Membership in the Federal Home Loan Bank of San Francisco

March 13, 2024
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Change Lending, LLC announced today that the Federal Home Loan Bank of San Francisco (“FHLB-SF” or the “Bank”) has approved Change’s application for membership in the Bank.

United States Treasury CDFI Fund Renews Change Lending’s CDFI Certification

February 7, 2024
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Change Lending, LCC is proud to announce that the United States Treasury Community Development Financial Institutions Fund renewed Change’s CDFI Certification on February 7, 2024.

It's a new day for lender serving minority and low-income communities

January 30, 2024
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The U.S. Department of the Treasury recently took action to address one of the most persistent & frustrating structural problems facing America's minority & underbanked borrowers.

U.S. Treasury Confirms Change Lending is a Certified CDFI in Good Standing

November 15, 2023
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Change and the U.S. Treasury Department entered into a global settlement agreement confirming Change is a certified CDFI in good standing with Treasury’s CDFI Fund.
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Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; IL:MB.6761600, Division of Banking Illinois Dept of Financial and Professional Regulation; 555 West Monroe St, 5th Flr; Chicago,IL 6066, 1-888-473-4858; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2026. Change Lending, LLC. All rights reserved.